Features

Comprehensive functionality for controlling interest income

With its versatile options for defining and linking scenarios, the zeb/integrated.treasury-manager offers almost unlimited possibilities for applying assumptions about future business development to the current and planned bank-wide portfolio. Both the effect of planned measures and the transformation or liquidity strategy can also be taken into account in this process.

Building on this basis, comprehensive analyses lay the foundation for optimum decision-making while considering various target dimensions, such as revenue in a given period, liquidity and present-value results.

• A comprehensive representation of transactions for customers and for your own account ensures that the bank-wide portfolio can be adequately modelled in the zeb/integrated.treasury manager.
• By including non-interest-bearing balance-sheet positions, the system can fully cover balance sheets and profit-and-loss accounts in line with the Commercial Code or IFRS.
• An unlimited number of parallel portfolio hierarchies let you drill-down to the results for individual transactions via diverse user-defined paths.
• By defining scenarios, you can include your forecasts of future business and market developments in the analyses to assess their impact on risks and returns.
• Historic scenarios or historic simulations allow you to have a look at the consequences of constellations already observed in the past.
• With the integrated development environment itm.solutions that is based on Visual Basic, experienced users can add on their own algorithms and reports to the standard functionalities in a flexible way - while audit acceptability is ensured by logging and versioning.
• Apparent contradictions between management information from present-value and period-oriented results are resolved through reconciliation.
• When you evaluate structural liquidity, scenarios allow you to take account of how easy it is to convert individual assets to cash in the liquidity gap analysis and in the calculation of potential refinancing costs.
• The limit concept permits you to define limits for various parameters at all nodes of the user-defined portfolio structures.

Do you need further information or are you interested in using the zeb/integrated.treasury-manager in your bank? We would be pleased to arrange a meeting at your office to present all the functionalities of the zeb/integrated.treasury-manager and discuss its application in your bank.